In the interest of full transparency, this page explains how DebtFree Calculator earns revenue and how that might affect the content you read on this site.
Affiliate Relationships
DebtFree Calculator participates in affiliate marketing programs. This means that when we recommend a financial product — such as a balance transfer credit card or debt consolidation service — and you click the link and apply for that product, we may receive a commission from the product provider if you are approved.
This commission is paid by the product provider, not by you. It does not affect the price of any product or service you might receive.
How This Affects Our Content
We are committed to providing honest, useful information regardless of whether we earn a commission. Our editorial content — including all articles, guides, and calculator results — is not influenced by affiliate relationships.
When we recommend a product, it is because we believe it may genuinely help our users. We do not recommend products solely because they pay a higher commission.
Not All Links Are Affiliate Links
Many links on this site go to external resources, research, government websites, and other references that have no commercial relationship with us whatsoever. We include these because they're useful, not because they pay us.
FTC Disclosure Compliance
In accordance with the Federal Trade Commission's guidelines on endorsements and testimonials, we disclose that we may be compensated through affiliate partnerships. This disclosure applies site-wide and is also noted wherever affiliate links appear in our content.
Not Financial Advice
Nothing on this site constitutes financial, legal, or tax advice. We provide educational content and tools to help you understand your debt situation. For advice specific to your circumstances, please consult a qualified financial professional.
Questions?
If you have questions about our affiliate relationships or content policies, contact us at: hello@freedebtpayoffcalculator.com